Personal Checking

Open ANY personal checking account with just $25!

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Account Name Learn More Requirements Minimum Balance Service Charge Interest
Simply Free Checking More» None None None None

Simply Free Checking

Free checking that fits most any need!

  • No age or relationship requirements | $25 to open
  • Unlimited transactions
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Available Ready Reserve
  • Imaged and combined statements or enjoy the convenience of eStatements
  • $1.50 fee at all non–StellarOne ATMs

Open a Simply Free Checking Account Now!

Fantastic 50+ Free Interest Checking More» Must be 50 years of age or better None None Yes

Fantastic 50+ Free Interest Checking

Perfect for those 50 years old and better who want to earn interest!

  • Must be 50 years old or better to open | $25 minimum to open
  • Unlimited transactions \ Interest bearing - check rates
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Group travel opportunities | Quarterly newsletter
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • No minimum balance to avoid service charge
  • $1.50 fee at all non–StellarOne ATMs
Easy Free Interest Checking More» Direct deposit or direct debit is required None None Yes

Easy Free Interest Checking

Great account for those with direct deposit!

  • Direct deposit or direct debit is required | $25 minimum to open
  • Unlimited transactions | Interest-bearing - check rates
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • $1.50 fee at all non–StellarOne ATMs
High Performance Interest Checking More» None $1,000 $8 if below minimum balance Yes, see details.

High Performance Interest Checking

For those who keep a higher minimum balance and want to earn interest.

  • No age or relationship requirements | $25 minimum to open
  • Unlimited transactions | Higher interest paid on the entire balance when a minimum balance of $2,500 is maintained. Lower rate if balance falls below $2,500 - check rates
  • $1,000 minimum balance to avoid service charge
  • $8 service charge if below minimum balance
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • $1.50 fee at all non–StellarOne ATMs

Open a High Performance Interest Checking Account Now!

Campus Checking More» Valid student identification None None None

Campus Checking

For on-the-go students who want a simple, hassle free account!

  • No minimum balance | No monthly service charge
  • $25 minimum to open
  • Unlimited transactions
  • Free StellarOne Visa Check Card*
  • Oops! card good for one Insufficient Funds (NSF) item
  • Two free non-StellarOne ATM transactions per statement cycle**

Free Online Banking with all the extras:

FREE Bill Pay | FREE eStatements* | FREE Mobile Banking | Free eAlerts

  • Free, unlimited transactions at over 65 StellarOne ATMs
  • Pay Yourself First savings plan
  • SafetyNet from StellarOne
  • Interest rate discounts on qualifying loans*** with auto-payment from your Campus Checking account

Learn more about StellarOne's Campus Checking!

*Enrollment in eStatements and StellarOne Visa Check Card must occur within 30 days of the account-opening date; otherwise the account will be converted to a standard checking account and subject to applicable checking terms and service fees and no longer eligible to receive two free non-StellarOne ATM transactions per calendar month; **Non-StellarOne ATM owners may impose a surcharge on all transactions. Additional ATM transactions at non-StellarOne ATMs are $1.50 each; ***All loans are subject to credit approval.

Are you ready to make the switch to StellarOne? Our Switch Kit will make the process simple!