Personal Checking

Open ANY personal checking account with just $25!

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Account Name Learn More Requirements Minimum Balance Service Charge Interest
Simply Free Checking - UPDATED! More» None None None None

Simply Free Checking

Free checking that fits most any need!

  • No age or relationship requirements | $25 to open
  • Unlimited transactions
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Available Ready Reserve
  • Imaged and combined statements or enjoy the convenience of eStatements
  • Unlimited free ATM transactions**** - anywhere!

NEW! Open a Simply Free Checking Account Now!

Fantastic 50+ Free Interest Checking More» Must be 50 years of age or better None None Yes

Fantastic 50+ Free Interest Checking

Perfect for those 50 years old and better who want to earn interest!

  • Must be 50 years old or better to open | $25 minimum to open
  • Unlimited transactions \ Interest bearing - check rates
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Group travel opportunities | Quarterly newsletter
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • No minimum balance to avoid service charge
  • Unlimited free ATM transactions**** - anywhere!
Easy Free Interest Checking More» Direct deposit or direct debit is required None None Yes

Easy Free Interest Checking

Great account for those with direct deposit!

  • Direct deposit or direct debit is required | $25 minimum to open
  • Unlimited transactions | Interest-bearing - check rates
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • Unlimited free ATM transactions**** - anywhere!
High Performance Interest Checking - UPDATED! More» None $1,000 See details See details

High Performance Interest Checking

For those who keep a higher minimum balance and want to earn interest.

  • No age or relationship requirements | $25 minimum to open
  • Unlimited transactions | Earn interest on the entire balance when a minimum balance of $2,500 is maintained. Lower rate if balance falls below $2,500 - check rates
  • $1,000 minimum balance to avoid service charge
  • $8 service charge if below minimum balance
  • Free Online Banking with all the extras:

    FREE Bill Pay | FREE eStatements | FREE Mobile Banking | Free eAlerts

  • No annual fee Visa Check Card
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements or enjoy the convenience of eStatements
  • Unlimited free ATM transactions**** - anywhere!

NEW! Open a High Performance Interest Checking Account Now!

Campus Checking More» Valid student identification None None None

Campus Checking

For on-the-go students who want a simple, hassle free account!

  • No minimum balance | No monthly service charge
  • $25 minimum to open
  • Unlimited transactions
  • Free StellarOne Visa Check Card*
  • Oops! card good for one Insufficient Funds (NSF) item
  • StellarOne offers free ATM transactions anywhere!** Plus, we refund two ATM fees per calendar month from that other bank!

Free Online Banking with all the extras:

FREE Bill Pay | FREE eStatements* | FREE Mobile Banking | Free eAlerts

  • Umlimited free ATM transactions - anywhere!****
  • Pay Yourself First savings plan
  • SafetyNet from StellarOne
  • Interest rate discounts on qualifying loans*** with auto-payment from your Campus Checking account

Learn more about StellarOne's Campus Checking!

On your own for the first time? It can be a lot to take in, but StellarOne's Practical Money Skills and What's My Score financial management resources can help you navigate through making a budget, saving for the future and understanding your credit score.

*Enrollment in eStatements and StellarOne Visa Check Card must occur within 30 days of the account-opening date; otherwise the account will be converted to a standard checking account and subject to applicable checking terms and service fees and no longer eligible to receive two free non-StellarOne ATM transactions per calendar month; **Non-StellarOne ATM owners may impose a surcharge on additional transactions over the two fee-free transactions awarded per calendar month; ***All loans are subject to credit approval.

****Charges may be imposed by non-StellarOne ATM owners.

Are you ready to make the switch to StellarOne? Our Switch Kit will make the process simple!